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doc. Ing. Ivan Holúbek, PhD.
Identification number: 3868
University e-mail: ivan.holubek [at]
associate professor CSc./PhD. - Department of Finance (FEM)

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Basic information

Basic information about a final thesis

Type of thesis: Diploma thesis
Thesis title:Credit Financing Management and New Trends in Commercial Bank Loans
Written by (author): Ing. Alexandra Fúdorová
Department: Department of Finance (FEM)
Thesis supervisor: doc. Ing. Ivan Holúbek, PhD.
Opponent:doc. Ing. Marián Tóth, PhD.
Final thesis progress:Final thesis was successfully defended.

Additional information

Additional information about the final thesis follows. Click on the language link to display the information in the desired language.

Language of final thesis:Slovak

Slovak        English

Title of the thesis:Credit Financing Management and New Trends in Commercial Bank Loans
Summary:In the diploma thesis entitled Credit Financing Management and New Trends in Commercial Bank Loans, we deal with financing small and medium-sized enterprises with foreign resources and using new forms of financing. The first chapter is analyzing credit processes and it’s phases as well as the definition of the small and medium-sized enterprises. Furthermore, we describe single options of financing and factors, which might influence the options of an external resources’ usage. In the second and third chapter we presented the goal of the work and methodology. The aim of our work is based on research method using a questionnaire survey to determine whether there is a dependence between the size of an enterprise and the possibility of obtaining external resources. Our next goal was comparing the overdraft comparison of selected three banks. Based on the real data obtained from corporate bankers, we presented a model situation in which we compare predetermined parameters. Lastly, we dealt with the development of interest rates in the period of years 2016 – 2018 and the comparison of the use of the external sources of financing in Slovakia in comparison with foreign countries. In the conclusion of the thesis we evaluated the results of the work.
Key words:external sources, small and medium – sized enterprises, credit process, foreign sources

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